Public Adjuster hail damage assessment done by Landmark uncovered several repairs beyond the insurance companies report. Hail is common in the summer months across New York and New Jersey. It comes out of nowhere leaving homeowners with damage on cars and roofs. Car and hail roof damage are common insurance claim submissions. However, the Public Adjuster’s hail damage report from Landmark for a homeowner in New York uncovered more than $25,000 dollars of additional and necessary repairs.
A Long Island, New York homeowner received an insurance claim settlement for $25,000 dollars. The insurance adjuster of a major carrier assessed the home damages and reported the roof needed replacement. The homeowner obtained three quotes from local Long Island roofing companies. All roofing contractor quotes came in above the $25,000 estimate provided by the insurance company. The homeowner spent countless hours going back and forth with the insurance carrier to obtain more money for the roof replacement. No one wants to pay out of pocket when they pay high premiums for insurance.
After about a month of fighting with the insurance company, the homeowner was awarded an additional $3,000 dollars to cover the roof damages. Neighbors got together to discuss the hail damage as they all needed similar repairs on their homes. All the homes on the block were damaged by the unexpected hailstorm. As the neighbors were speaking about their experience, they realized it was a common practice for insurance companies to low ball hail roof repair settlements. The homeowners decided to contact an independent public adjuster to assess the hail damage.
Landmark Adjustments was called to inspect the hail damages on the Long Island home. A Public Adjuster specializing in hail damage provided a comprehensive home inspection. The Public Adjuster uncovered damages well beyond what was originally found by the insurance company’s representative. The following damages were noted by Landmark Adjustments beyond the new roof:
Gutter damage
Fascia dents
Garage door trim indents
Repairs on retractable awning arms
Window screens ripped
Vinyl siding replacement
Faded house paint
New soffits needed
The homeowner could not believe all these items were missed in the public adjuster hail damage report. Landmark Adjustments assessed hail damage repairs closer to $57,000 in favor of the homeowner beyond the insurance adjuster assessment. It’s in the insurance carriers’ best interest to focus on major repairs and leave out other damages to minimize insurance claim payouts.
The benefits of hiring a hail damage public adjuster at Landmark proved to be beneficial for the Long Island homeowner. Landmark Adjustments was able to obtain the full sum of $57,000 for the homeowner to make all necessary repairs without paying out of pocket. Experienced and independent public insurance adjusters look for more extensive damage not commonly reported by major insurance companies.
Unexpected hail damage claims are generally between $37,000 and $49,000. When hailstorms are combined with catastrophic winds and heavy rains, claims can be up to $70,000. Especially, when hail is ¾ or more in size. Obtain a comprehensive public adjuster hail damage report from Landmark to uncover repairs beyond missing roof shingles, replacement roofs and leaks.
