Hurricane Public Insurance Adjusters handle all types of insurance claim submissions for homeowners and commercial businesses. Landmark has extensive experience with submitting hurricane insurance claims from the most recent storms Helene and Milton.
Even though these storms happened in Florida and Landmark is based in New York and New Jersey, Hurricane public insurance adjusters were contacted for help. The extent of the hurricane damage was so wide spread insurance adjusters at Landmark were able to provide guidance and resources to help Floridians recover, many who were former New Yorkers.
Top 10 Types of Insurance Claim Submissions from Hurricane Damage
- Cracked Foundations & Structural
- Flying Debris & Trees Falling
- Roof Shingles & Tile
- Garage Door, Shed, Lanai Screens & Outdoor Equipment
- Exterior Siding
- Landscaping Uprooted
- Broken Windows & Doors
- Mechanical Equipment Failures
- Flooding & Storm Surge
- Mold & Mildew
Many homeowners fail to inspect hurricane damage at the foundation level. Cracks in concrete and structural damage are very common at the base of a home or business after a hurricane. Hurricane Public Insurance Adjusters throughly inspect your home or business from top to bottom. Detecting cracks in a foundation can prevent larger repairs and problems in the future. It doesn’t matter how old or new your home is, foundation cracks and concrete wall damage take the brunt of excessive moisture and wind from hurricanes and nor’easters. Even major wind storms cause extensive damage to homes and businesses resulting in an increase in insurance claim submissions.
Flying debris can cause all sorts of damage in and around a home or place of business. Strong winds knock down power lines, trees, and toss around unsecured and secure items like propane tanks, carports, boats, and vehicles. Hurricanes cause so much personal and business lose leading to many insurance claim submissions. Seeking a hurricane public adjuster can be to your benefit just given the number of insurance policyholders submitting claims at the same time.
Hurricane Roof Repairs & Replacements
Roof damage whether you have shingles or tiles can only withstand so much wind and water. In the past several years, hurricanes seem to stall dropping unprecedented levels of water in locations once not susceptible to flooding. Water permeating through roofs seeping down walls is becoming more common. Wind, water and hail damage has increased up to 25% in recent years. Roof repairs and replacements are costly. Landmark Public Adjusters help commercial businesses and homeowners obtain reimbursement based on actual repair and replacement costs relative to current materials. Supply and demand are factors in raising costs to replace roofs and shingles. In addition, construction costs and tariffs may play factors. All of which the Hurricane Public Adjusters take into consideration at Landmark.
Exterior fixtures like garages, sheds, gazebos, lanai and outdoor screens are highly susceptible to water and wind damage during hurricanes. Let Landmark Public Adjusters help you recover the costs to replace or repair items in and around your home or business. It’s common for high hurricane winds to damage outdoor seating, tables, chairs, grills, fences, and more. Get the proper insurance reimbursement to cover replacements.
High Winds Impact Home & Business Siding
It’s not uncommon for siding to just blow off during a hurricane or nor’easter. Pieces of siding can be damaged, whole sections, or entire house and commercial siding. When siding is lost, interiors come susceptible to more damage whether it be from wind or excessive water. Excessive water damage leads to flooding and mold and mildew. Many insurance claims for flooding and water damage have components of mold and mildew buildup resulting in more costly insurance claims. Landmark has tools to detect the moisture levels behind your walls. Don’t settle on an insurance claim with your carrier if you haven’t had an opinion from an independent hurricane insurance adjuster.
Don’t just focus on indoor damage and outdoor structural damage on a home or commercial building. Landscaping is a major investment. Especially, when you live in a climate with four seasons like New York and New Jersey. However, landscaping is not covered from a hurricane. Only the damage trees do to other property is covered by insurance carriers. Landscape is only covered from fire, lightning, or liability claims like car damages. It takes a lot of work to cultivate regrowth of new shrubs and trees every year. Hurricanes uproot shrubs, flowers, plants, trees, bushes, professionals gardens and more. The cost of replacing landscaping is often overlooked but the cost to recoup damages can be substantial.
Shattered Glass & Mechanical Equipment Failures
Broken glass from windows and doors is common from sustained high hurricane winds. Door and window glass can be very custom. For example, stained glass and artisanal woodworking can differentiate the look of your home. Doors and windows are most often architectural and considered upgrades in residential and commercial building projects. Landmark hurricane adjusters can help you obtain costs to make repairs based on your insurance coverage policy. Some custom items may not be covered. However, an experienced Western New York or New Jersey insurance adjuster can help you make sense of reimbursement costs based on damage to your items, property, or commercial business.
Mechanical equipment failures like HVAC units, generators, appliances, electrical panels and more can take a hit from hurricanes. The good news is your wallet doesn’t have to take a hit if you have public adjuster representation. Pool filters, spas, and heaters can also be damaged during hurricanes. Get the most reimbursement for mechanical equipment with the help of Landmark insurance adjusters.
Hurricane Public Insurance Adjusters Document Comprehensive Findings
Atlantic hurricanes are known to cause major flooding and storm surge. Hurricane Sandy was an example of such extensive floods and water damage. Long Island and coastal homes in New Jersey are susceptible to interior damage to walls and flooring. It doesn’t take long for material decay to occur. Landmark Adjusters are prompt to arrive at your location. An insurance adjuster expert accesses all damages. The professionalism and expertise of Landmark staff is unmatched. Insurance adjusters access indoor home, business and outdoor equipment damages. All findings are reviewed with you prior to submitting an insurance claim on your behalf.
Landmark helps you obtain insurance reimbursement from mold and mildew claims. Adjusters work with the best mold and mildew remediation companies to help get your home and life back to normal. The priority is to keep you and family safe. Resources for places to stay are provided if you are displaced from your home. Insurance adjusters recommend temporary housing or operational assistance if you have a business.
Hurricane Public Adjusters will handle your home or commercial insurance claim with the care and attention you deserve. Insurance is a large expense today no matter where you live. Flash flooding, hurricanes, nor’easters, hail, and wind storms are on the rise. You will want repairs and replacement in and around your home or business to be paid for appropriately. Don’t settle for an insurance company settlement without all the facts. Contact Landmark Adjustments to discuss your home hurricane insurance or business claim.