Pipe bursts insurance claims happen for a variety of reasons. Cold winter temperatures cause pipes to expand and freeze when dropping below thirty two degrees. Internal stress and the expansion of pipes damage or clog during freezing temperatures causing residential and commercial damage. Pipe Burst insurance claims are submitted year-round. However, winter and spring claims occur with drastic temperature changes.
Queens, New York Flood Public Adjuster Services
When a pipe bursts during winter it may cause damage in the walls, floors, cabinetry and more. Extensive plumbing damage often leads to filing an insurance claim with your carrier. A homeowner or business owner may decide to seek a public adjuster for a pipe burst especially when an insurance claim is not being settled fairly in the eyes of a policyholder. A claim may simply take too long to settle. On the contrary, some claims settle too quickly resulting in a homeowner excepting less settlements funds. This is especially true, when hidden damage is uncovered past the receipt of insurance settlement funds. Landmark Public Adjusters strike the perfect balance to help process pipe burst insurance claims and repairs for you. Landmark New York and New Jersey public adjusters have extensive experience working with all major carriers to settle pipe burst, water leak damage, claims and repairs.
Pipe Burst Insurance Claims Assistance
Landmark Public Adjusters in Rochester, New York City, Nassau County & Suffolk County, Long Island and New Jersey represent residential homeowners and commercial business owners in handling pipe burst repairs and claims directly with insurance carriers. Water pipes and plumbing pipes burst indoors and outside of homes and businesses at all times during the year. However, the winter season can cause an increase in pipe burst insurance claims due to freezing temperatures. Bad weather like heavy snow and nor’easter winds can down trees. Tree damage from wind can rip through homes causing interior and exterior roofing damage.
Certain areas of your home or business may be susceptible to pipe bursts or water leaks. If you have spaces in your home or place of business unheated like attic stairs or storage spaces, you might experience freezing pipes. Other areas to prevent pipes from freezing and bursting include:
• Attics
• Basements
• Cellars
• Garages
Minor Leaks to Major Leak Repairs
Sometimes plumbing pipes leak rather than burst. Many of us can attest to the damage that can occur just from a small leak under a kitchen sink. Kitchen sink water leaks and bathroom fixtures drips occur in every season. Water leaks can go unnoticed for a long period of time. Small kitchen sink or plumbing water leaks cause major damage if they are not caught right away. Water seeps through walls and flooring causing damage to sheetrock and paint.
If you have a home or second home be sure to let faucets drip. Seal any leaks in your home and insulate pipes in areas with no heat. Foam sleeves can be placed on pipes for insulation. Take proactive measure to maintain the integrity of plumbing pipes. Checking fixtures and plumbing in every season may help you avoid pipe burst insurance claims.
Contact Landmark Public Adjusters for expert assistance with managing your pipe burst or water leak insurance claims. Water leaks and pipe burst public adjusters communicate effectively with insurance carriers while documenting all the details of your home or business damage. If you are displaced from your home and need temporary housing, Landmark Public Adjustments shares housing resources with you. If you are displaced from your home during winter, get immediate help at Landmark Public Adjustments.